In my case the, they completely “disregarded” the fault rules which, by the way, are mandated by the Federal Government. Well, I’m fighting back. My Insurance Company, _______, were deceptive in their actions and therefore acted in “bad faith.” I can sue them for up to 1 million dollars and I damn well will! I’ll win as well. I documented everything.

People make mistakes. We all do. But how many times can the Insurance Industry make the same “mistake” before it is perceived as “intentional?” This is called acting in “bad faith.” They can be investigated by the FSCO, fined for bad practice and sued by the insured party.

Whoever said there is power in numbers was correct! If 300 people ban together to have their accidents “reassessed” for fault determination and the outcome is different, we now have a case. I will be the first to do this! There was NO grey area in my case. They were so wrong in their assessment, so blatant in their negligence and arrogant enough to think they could get away with it. Why? Because they HAVE been able to do it!

I’m in touch with several people now whom I believe were erroneously assessed with fault, either full or in part. As a result their insurance rates skyrocketed! They were FORCED to stop driving, as I was. Five hundred dollars a month could mean financial ruin to a sole provider with three children! I will forward his case later.

Time and time again I hear horror stories of corruption within this industry. Certain individuals have fought and won their cases. A small victory for them, but at what cost? And who is there to protect the rest of these people who don’t have the money or knowledge to fight? I am. That’s who.

I propose we send a letter to our Government demanding they reassess our cases. If the fault finding is different from any other similar cases dating back to 1990, we proceed with a class action law suit against these Insurance Companies. If the FSCO refuses to get involved, we include them in our law suit! I propose we all commit $100.00/month towards this law suit. It won’t be difficult to find a firm to take our $30,000.00/month to represent us either. I also suggest we get several Consumer Advocate Organizations to back us in our attempt to equal the playing field.

I enlisted several independent adjusters to assess “my” accident. All were of the same opinion and concurred that I was o% at fault with this accident! We can involve the media to expose this widespread corruption and we may be able to find other “stronger” cases to aide us.

If you feel you were abused by the Insurance Industry after you were involved in an accident, please contact me. If you had to “fight” your insurance company to reverse fault in your accident, contact me. If you feel you were FORCED to accept fault, and have, for an accident which was NOT your fault, contact me. TOGETHER we can fight this injustice!

Regards,

Angie Cheesman
angiecheesman@hotmail.com